Eventus Recruitment are seeking an Assistant Mortgage Underwriter to join a respected Financial Services business on a full-time, 12-month fixed-term contract based in Newcastle-under-Lyme, Staffordshire. This Assistant Mortgage Underwriter job is based in Newcastle-under-Lyme, Staffordshire and offers a 35-hour working week with flexible and hybrid working arrangements. This Assistant Mortgage Underwriter job presents an excellent opportunity for an individual with Mortgage Administration experience who is looking to transition into Mortgage Underwriting, or for an existing Assistant Mortgage Underwriter seeking further exposure within a supportive underwriting environment. The Assistant Mortgage Underwriter job offers strong training support alongside enhanced benefits including flexible and hybrid working, enhanced sick pay, life assurance, employer pension contributions and access to wellbeing initiatives.
Job Responsibilities
This Assistant Mortgage Underwriter job sits within a busy mortgage underwriting function and supports the assessment and progression of mortgage lending decisions in line with policy and regulatory standards. The incoming Assistant Mortgage Underwriter will work closely with senior underwriters while developing underwriting capability and judgement.
• Supporting the assessment and underwriting of new mortgage and additional borrowing applications in line with lending criteria and responsible lending policy.
• Reviewing mortgage applications and supporting documentation for completeness, accuracy and correct system input.
• Preparing cases for underwriting decision and recommending outcomes with clear supporting rationale.
• Identifying applications requiring referral or escalation to higher mandate holders.
• Completing application checks, conditions and system updates accurately and within agreed timescales.
• Communicating professionally with intermediaries, customers and colleagues to progress applications efficiently.
• Liaising with internal and external stakeholders to obtain outstanding documentation and information.
• Supporting system testing, updates and maintenance of underwriting process documentation.
• Assisting with underwriting management information and reporting.
• Contributing to continuous improvement initiatives to enhance efficiency and customer experience.
• Supporting risk identification and mitigation within the underwriting process.
Person Specification
This Assistant Mortgage Underwriter job will suit a motivated Financial Services professional who is looking to progress their career within mortgage underwriting. The hiring company will consider applicants with strong Mortgage Administration experience who are seeking a clear pathway into Mortgage Underwriting.
• Experience working in Mortgage Administration or as an Assistant Mortgage Underwriter is highly desirable.
• Strong understanding of mortgage application processing and supporting documentation.
• Confident decision-making skills with an awareness of risk and compliance.
• Excellent communication skills with the ability to explain information clearly and professionally.
• Strong organisational skills and ability to manage workload effectively.
• Proficient IT skills with working knowledge of Microsoft Word and Excel.
• Strong general IT literacy and willingness to learn underwriting systems.
• Collaborative and proactive approach within a team environment.
• Resilient and adaptable mindset with a positive attitude toward development and progression.
• Willingness to travel to other business locations where required.
Benefits and Rewards
The employer offers a competitive and supportive benefits package designed to encourage development, flexibility and wellbeing. This Assistant Mortgage Underwriter job provides an excellent platform for long-term progression within Financial Services.
• Salary of £25,200.
• Full-time 35-hour working week.
• Flexible and hybrid working arrangements.
• Enhanced sick pay.
• 24 days holiday plus bank holidays.
• Employer pension contribution of 7.5 percent.
• Life assurance at four times annual salary.
• Parental benefits.
• Onsite gym facilities.
• BUPA health screening.
About the Company
The employer is a well-established Financial Services business delivering mortgage and lending solutions within a regulated environment. The hiring company is recognised for its commitment to responsible lending, customer service excellence and internal career development.
With a collaborative culture and structured training support, this Financial Services business offers an excellent opportunity for an Assistant Mortgage Underwriter based in Newcastle-under-Lyme, Staffordshire who is seeking career progression with hybrid working.
Next Steps
Apply now if your skills and experience align with this job. Alternatively, if you are interested in learning about this career enhancing job opportunity, please contact Duncan McIlroy at the Eventus Recruitment Group via email at duncan.mcilroy@eventusfinance.com
or phone 07950 472 004 for a confidential discussion. If this job isn't quite right for you but you are looking for a new position, please contact me at the details above for a confidential discussion on your career. The Eventus Recruitment Group are award-winning recruitment specialists operating across the UK and Ireland in the Legal, Finance and Financial Services sectors. Please note, the years’ experience and / or salary are listed in our advertisements as a guide. We are happy to consider applications from all candidates who are able to demonstrate the skills necessary to fulfil the role. As an equal opportunities employer we welcome applications from candidates of all backgrounds and circumstances. Our privacy policy can be found on the bottom of our website.